We know you're busy... and hope this site meets your needs quickly and conveniently...so you'll have more time for family, work and fun.

Part-Time Help Wanted

We are looking for a part-time teller position to work between the Charles City and New Hampton offices. Also will fill in for vacations, etc. Apply in person at 1211 N Grand Ave in Charles City of 923 N Linn Ave in New Hampton.

FOR SALE by Credit Union

Taking bids on 2001 Chrysler Town and Country Van, rear air, power seat, power side door, rear bucket seats, towing/camper package, 165,940 miles. Runs good but could use some TLC. Will sell outright for $2800 or make an offer.

FOR SALE by Credit Union

Taking bids on 2006 Dodge Durango, 4 DR SLT, 4 wheel drive, auto, air, cruise, tilt, am/fm with cd, luggage rack, leather seats, running boards, towing/camper package with 139,514 miles. Will sell outright for $11,000 or make an offer.

Virtual Banking with Bill Pay

We will be upgrading our Home Financial System to VIRTUAL BANKING WITH BILL PAY in June of 2012. This will give you many more options including iphone apps for banking. We will keep you informed as we work to transition into this new web based banking!!

Notice On Non-Interest Bearing Accounts

All funds in a "non-interest bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and seperate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term of "non-interest bearing transaction account" includes a share draft checking account (or demand deposit account) on which the credit union pays no interest or dividend. It does not include any transaction account that earns interest or dividends, a negotiable order of withdrawal ("NOW")account, money-market deposit account and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

Longer Loan Terms Announced

Longer loan terms are now available for vehicle loans. We are now able to offer loans for a 6 year and 7 year repayment. A minimum balance of $15,000 is required and the vehicle must be no more than 2 years old. The interest rate is based on the N.A.D.A. value of the vehicle. Check with one of our 5 loan officers for details.

Checking Account Options

We already offer free checking to young adults under 21. Our new feature offers free checking to everyone over age 55. This also eliminates the $200.00 minimum balance required if you are over 55 and is effective for September, 2010. A free ATM/Debit Card is available with this account. Call us for any details or questions.

TurboTax is available to members

TurboTax is now available for members to use to complete their yearly tax returns. The link can be found under the useful links tab and it is also in the accounts screen when you are going into our free on-line banking. Hope everyone gets a nice return and that TurboTax can help!

MasterCard offers Rewards.

Our Atira MasterCard offers low rates, (based on your credit score) and rewards for card usage. Simply go to useful links and click on Atira to apply online or stop in the office and let one of our five loan officers help with your application and start earning your reward credits today!

BE ON THE LOOK-OUT FOR ACCOUNT SCAMS!!!

Efforts are being made to contact our members to obtain account numbers, social security numbers and other personal information. These are being sent to members in the form of e-mail, phone text messages and/or phone calls and are targeting Family Community Credit Union members and members of other area credit unions. THESE ARE ATTEMPTS TO GET YOUR PERSONAL INFORMATION AND ARE NOT FROM THE CREDIT UNIONS. DO NOT GIVE OUT PERSONAL OR ACCOUNT INFORMATION TO ANYONE NO MATTER HOW THEY ARE TRYING TO GET IT FROM YOU. It is always a scam. Contact your credit union if someone threatens to close your account and we will verify that your account is open. We do everything we can to safeguard your account information and you can help by refusing to give out your information to anyone. Please call the office or stop in if you have questions or concerns.

Young Adult Checking

We have a checking account available to young adults 22 and younger. This account has no minimum balance requirements and does not have any monthly service charges. You also have access to free on-line banking and a free Debit Card. Stop in for more details!!

Important Security Notice

The Family Community Credit Union will never initiate a request for sensitive information from you via e-mail(i.e. SSN, password or account numbers). You should reject any request you receive by e-mail, phone or mail if they ask
for any account or personal information from you.

On-Line Security Enhancements

We have on-line security enhancements that will require you to pick out pictures, phrases and to set up some security questions that you may be required to answer when you access your account. These are required by the NCUA and are designed to help protect you and your transactions. This is a free service provided by your credit union.

SURCHARGE FREE ATM/DEBIT CARDS

Did you know you can use your credit union ATM/Debit Card without any surcharge when you use it in a machine that displays a "Priviliged Status Logo"? You can go to www.shazam.net and find a listing of surcharge free machines in any town.