Savings
Account Dividend Rate APY
Shares .20 .20
Christmas Club .20 .20
Vacation Club .20 .20
IRA .45 .45
Life Savings Paid Ins
** Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
Saver Tiered
Super Saver Tiered DividendRate APY
$5,000.00 min .25 .25
$10,000.00 min .35 .35
$20,000.00 min .45 .45
** Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.

Certificates
Account Divident Rate APY
6 months .2500 .2500
*** Certificates require $1000 minimum. Early withdrawal may result in penalties and may affect APY
12 months .3500 .3500
*** Certificates require $1000 minimum. Early withdrawal may result in penalties and may affect APY

Share Draft Checking
This account has no service charges if you maintain a $200.00 minimum balance. If you fall below $200.00 in the month you will be charged $3.21. An ATM/Debit Card is available with this account with no annual fees.